why do tears well in my eyes
at the slightest thought
Sometimes, I feel the emptiness
A piece missing from the heart
Your presence is felt
yet I can't hold you in my arms
At times, I just wished I had more time with you,
more time to love you
You'll always be in my heart
I love you forever
Tuesday, July 31, 2007
to all cancer babies
Cancer
Cancer, the fourth sign of the zodiac, is a water sign, which signifies your highly emotional nature.
Being under the sway of the element of water also makes you highly caring, generous and intuitive. You are highly evolved, even spiritual — the water signs are karmically developed and refined in spirit.
Water is malleable and adaptable. You are very much like that.
You adapt when you have to, but you much prefer to make changes on your own terms.Like water, you are soothing and nourishing too. Life-supporting energies are at the heart of your character. You will act as a support for many people — in your own family and beyond.
Oscar-winning actress Kathy Bates is a dedicated patron, funding a Beverly Hills hospital for women recovering from cancer. Guess what her star sign is? You got it — Cancer!
You are for the most part a person of feeling and sensation. Often you will ignore your own judgment and rationality, and someone’s else’s reasonable advice, in favour of how you feel.
You don’t care if you’re wrong, either! If your intuition tells you to do something, like reaching out to give someone a helping hand, you’ll just do it.
Others turn to you when they need a shoulder to cry on — you’ll do well in any of the caring professions. This approach is highlighted by your key life phrase, ‘I nurture’.
You find it difficult to turn away anyone in need. Anyone who knows you will agree that you are one of the best people to connect with if they need advice. Friends will turn to you if they are in trouble, knowing that your sensitive and compassionate touch will lighten their load.
You are extremely receptive to your environment and the people around you, and will often ‘pick up’ people’s energies, moods and thoughts. This ability serves you well; your intuition about people is quite often correct. Your knack of knowing people’s issues before they even open their mouths attracts them to you. The difficulty with this, though, is that you can tend to absorb their emotions — negative as well as positive.
You reflect the qualities of the changing Moon. This means that at times your emotions get the better of you, and you swing from high to low. Family and friends will be well aware of this, but they will not doubt your loyalty and supportiveness.
Another aspect of the Moon that sometimes doesn’t work well for you is its maternal nature. You sometimes veer too close to the mothering/smothering lane, which can put people off.
Back on the plus side, you love to mix with all sorts of people. Social activities are an essential ingredient in your development. You are a great success socially, because you can convey your wisdom to others so well — Cancerians have very expressive faces.
Creative enterprises are a great way to make the most of your moods and your imagination. Music and writing are perfect vehicles for you. You can express the inner part of your being as entertaining literary, art or music pieces. Cooking is also a great outlet for you. Even if you cook as a hobby rather than as a job, you will find that it balances your state of mind over time.
Sometimes you can get locked into your own private lifestyle, and only come out at full Moon. Being a recluse is not for you, though — share your talents and love with the world.
Some of this is down to your love of the night.
Because the Moon’s domain is the night, many Cancerians are night owls. From twilight on, your creativity starts to flow and you feel at home — you have a strong affinity with lunar energies. This is a good time to get into writing, meditating, or just walking in the moonlight. All these will energise you. You love the stillness and mystery of the night.
You are a consummate homemaker. Even men born under this sign express the ‘feminine’ aspect of their character in their love of the kitchen, and activities that make them feel secure in their domestic space.
You love to collect or keep mementos — such as scrapbooks and other bits and pieces — that bring back memories of good times and people you care about. You have a great memory, not just for facts, but also any good turn or kindness you’ve received. You can always talk about any subject with anyone. That retentive memory is a help here, as is your impartial, even-handed approach to people generally.
Dealing with people comes naturally to you: add this to your shrewdness and intuition, and you are likely to be a good businessperson. You can also use these skills in managing your day-to-day life.If you are a Cancer born between 22nd June and 3rd July you are under the double influence of Moon. You are emotional, loving and destined in marriage and love life. However, try to curb your changeable emotions. Don't let sentimentality rule you.
Were you born between 4th and 13th July? Well, Cancer, I see you have a very deep and penetrating mind and can sometimes be overly intense in relationships. Your loyalty is unconditional and you make the staunchest of friends.
As a Cancer born between 14th and 22nd July you are prone to a dreamy and idealistic attitude in life. You like the idea of being compassionate and forgiving to everyone and serve the needs of friends and family well. That’s fine but don’t forget that you have needs as well.
Cancer, the fourth sign of the zodiac, is a water sign, which signifies your highly emotional nature.
Being under the sway of the element of water also makes you highly caring, generous and intuitive. You are highly evolved, even spiritual — the water signs are karmically developed and refined in spirit.
Water is malleable and adaptable. You are very much like that.
You adapt when you have to, but you much prefer to make changes on your own terms.Like water, you are soothing and nourishing too. Life-supporting energies are at the heart of your character. You will act as a support for many people — in your own family and beyond.
Oscar-winning actress Kathy Bates is a dedicated patron, funding a Beverly Hills hospital for women recovering from cancer. Guess what her star sign is? You got it — Cancer!
You are for the most part a person of feeling and sensation. Often you will ignore your own judgment and rationality, and someone’s else’s reasonable advice, in favour of how you feel.
You don’t care if you’re wrong, either! If your intuition tells you to do something, like reaching out to give someone a helping hand, you’ll just do it.
Others turn to you when they need a shoulder to cry on — you’ll do well in any of the caring professions. This approach is highlighted by your key life phrase, ‘I nurture’.
You find it difficult to turn away anyone in need. Anyone who knows you will agree that you are one of the best people to connect with if they need advice. Friends will turn to you if they are in trouble, knowing that your sensitive and compassionate touch will lighten their load.
You are extremely receptive to your environment and the people around you, and will often ‘pick up’ people’s energies, moods and thoughts. This ability serves you well; your intuition about people is quite often correct. Your knack of knowing people’s issues before they even open their mouths attracts them to you. The difficulty with this, though, is that you can tend to absorb their emotions — negative as well as positive.
You reflect the qualities of the changing Moon. This means that at times your emotions get the better of you, and you swing from high to low. Family and friends will be well aware of this, but they will not doubt your loyalty and supportiveness.
Another aspect of the Moon that sometimes doesn’t work well for you is its maternal nature. You sometimes veer too close to the mothering/smothering lane, which can put people off.
Back on the plus side, you love to mix with all sorts of people. Social activities are an essential ingredient in your development. You are a great success socially, because you can convey your wisdom to others so well — Cancerians have very expressive faces.
Creative enterprises are a great way to make the most of your moods and your imagination. Music and writing are perfect vehicles for you. You can express the inner part of your being as entertaining literary, art or music pieces. Cooking is also a great outlet for you. Even if you cook as a hobby rather than as a job, you will find that it balances your state of mind over time.
Sometimes you can get locked into your own private lifestyle, and only come out at full Moon. Being a recluse is not for you, though — share your talents and love with the world.
Some of this is down to your love of the night.
Because the Moon’s domain is the night, many Cancerians are night owls. From twilight on, your creativity starts to flow and you feel at home — you have a strong affinity with lunar energies. This is a good time to get into writing, meditating, or just walking in the moonlight. All these will energise you. You love the stillness and mystery of the night.
You are a consummate homemaker. Even men born under this sign express the ‘feminine’ aspect of their character in their love of the kitchen, and activities that make them feel secure in their domestic space.
You love to collect or keep mementos — such as scrapbooks and other bits and pieces — that bring back memories of good times and people you care about. You have a great memory, not just for facts, but also any good turn or kindness you’ve received. You can always talk about any subject with anyone. That retentive memory is a help here, as is your impartial, even-handed approach to people generally.
Dealing with people comes naturally to you: add this to your shrewdness and intuition, and you are likely to be a good businessperson. You can also use these skills in managing your day-to-day life.If you are a Cancer born between 22nd June and 3rd July you are under the double influence of Moon. You are emotional, loving and destined in marriage and love life. However, try to curb your changeable emotions. Don't let sentimentality rule you.
Were you born between 4th and 13th July? Well, Cancer, I see you have a very deep and penetrating mind and can sometimes be overly intense in relationships. Your loyalty is unconditional and you make the staunchest of friends.
As a Cancer born between 14th and 22nd July you are prone to a dreamy and idealistic attitude in life. You like the idea of being compassionate and forgiving to everyone and serve the needs of friends and family well. That’s fine but don’t forget that you have needs as well.
Saturday, July 28, 2007
The land of pearl, the sky of casino – part 2
the highest peak in ‘zhu hai’ – the Chinese are great entrepreneur, turning a hill area to tourist spot with some stories and made-belief =)
the open air cable car which doesn’t stop to pick up but literally scoop our butts up. We’ll need to jump off immediately once it reaches the peak.
although the cable car is rocky and windy .. didn’t care much as I took this photo with both my hands. Thanks dear for taking the cable car with me =)
from atop hill .. this is the west .. east .. err … south side???
I cannot not mention this stone who helps to bring so much revenue to this tourist spot, apparently made famous by the ‘zhu hai yue lui’ folklore, many newly weds couples come here to ‘lock a lock’ to lock their love for each other. READ : tie down each other so that their partner will not stray =p Our country have a lot of stone like this hoh … err why not ….
n we came downhill by this – exhilarating
our guide with beautiful eyes .. very sweet & helpful =) see, told you zhu hai ladies are really pretty.
Bank of China .. we are staying at Bank of China
this stall selling oysters in bucket and they are extracting the oysters fresh, in front of you. Never have I seen this much of oysters
I bet you like this brand, don’t you? =p
McD & KFC … need I say more?? Yes, they do have pork burger for breakfast =) Their premium grilled chicken sandwich for supper is yummy =D
It was already 12am yet we still walk out from hotel .. we thought the happening place is nearby but we were wrong, it is some distance away. Strange, I see many girls walking alone in the middle of the night. This place is simply haven for those who enjoy clubbing and nightlife. Full of open air bar with canopy and lots of beautiful girls who can really drink. They are certain group of girls that wear all black & another group all white.
After a walkathon and McD supper, we realized it’s about 2am and decided to call it a night.
… more stories when I wake up tomorrow =)
the open air cable car which doesn’t stop to pick up but literally scoop our butts up. We’ll need to jump off immediately once it reaches the peak.
although the cable car is rocky and windy .. didn’t care much as I took this photo with both my hands. Thanks dear for taking the cable car with me =)
from atop hill .. this is the west .. east .. err … south side???
I cannot not mention this stone who helps to bring so much revenue to this tourist spot, apparently made famous by the ‘zhu hai yue lui’ folklore, many newly weds couples come here to ‘lock a lock’ to lock their love for each other. READ : tie down each other so that their partner will not stray =p Our country have a lot of stone like this hoh … err why not ….
n we came downhill by this – exhilarating
our guide with beautiful eyes .. very sweet & helpful =) see, told you zhu hai ladies are really pretty.
Bank of China .. we are staying at Bank of China
this stall selling oysters in bucket and they are extracting the oysters fresh, in front of you. Never have I seen this much of oysters
the seafood street .. fresh & cheap seafoods .. scallops and small abalone, you name it they have it … awesome
is this for cleaning the dishes after we finish our seafood meals?? No idea how is this cook and eaten. Wanted to ask but all the traders here are very fierce.
I bet you like this brand, don’t you? =p
Shopping area .. These shops may look ordinary. They are not. Tell them you want have a look at ‘3A’ … next minutes you’re lead through a so-called tunnel to another room. If it still doesn’t quite suit your taste, they say ‘we have some more choices for you’ and poof, there you are in yet another room… wah lau, salute man.
went for full body pressure point massage for the first time … ticklish at some point that I couldn't stop laughing & wriggling … ‘pai seh’. Although at some point, I feel like being ‘chak guat’ but it was really a relief after a whole day of travel. 
although the exterior looks abit .... but it is a very professional massage center … no hanky panky I think
although the exterior looks abit .... but it is a very professional massage center … no hanky panky I think
McD & KFC … need I say more?? Yes, they do have pork burger for breakfast =) Their premium grilled chicken sandwich for supper is yummy =D
It was already 12am yet we still walk out from hotel .. we thought the happening place is nearby but we were wrong, it is some distance away. Strange, I see many girls walking alone in the middle of the night. This place is simply haven for those who enjoy clubbing and nightlife. Full of open air bar with canopy and lots of beautiful girls who can really drink. They are certain group of girls that wear all black & another group all white.
After a walkathon and McD supper, we realized it’s about 2am and decided to call it a night.
… more stories when I wake up tomorrow =)
Thursday, July 26, 2007
The Sea of Pearl, The Land of Casino .. Part 1
Crazy us do crazy things together for countless time … and this is just one of them =p
Going to the airport at 3.30am and we are rushing to finish the 1000 pieces puzzle from 11.30pm.
While I dozed off at around 1am++ dear only managed to catch 40 winks at about 2am++.
Me woke up feeling dizzy and nausea. Wasn’t sure whether because lack of sleep or too excited or the muscle relaxant I took for my neck ache. Dear made a cup of hot chocolate for me but it ended being thrown up by my naughty stomach.
Upon reaching LCCT, we went to collect our boarding pass and check in our luggage. Sausage McMuffin with egg was never this nice. Like a kiddie taking plane for first time, I was restless at the boarding area. Once out of the boarding gate, I was snap-happy
The propeller of Air Asia airbus ... capture while ascending the flight of stairs.
Sleek interior with sleek air stewardess.
This is the stewardess that showed us how to put on seat belts, how to use the life jacket and where to exit for emergency.
Up on the plane, I was up looking out from the window when the plane takes off. It was a magnificent feeling … like a dream come true. I was overly ambitious hoping to finish 2 magazine on the plane but ended sleeping after a few flips of pages =p
at the break of daylight ... very hard for me to describe how beautiful is the sky =)
Watching the sky turning bright is amazing.
Without food on Air Asia, clouds do look a lot like white candy floss outside the window.
I woke up many times fearing that I miss the beautiful clouds outside.
I didn’t dare to blink my eyes when the aeroplane land because I do not want to miss a thing. Macau landing strip is superb.. like a four lane highway, sea on both sides.
Walking towards the arrival gates, this very colourful ferris wheel greeted us. See the guard there… he was asking us not to take photo ...hehe =p Breaking the rules even before entering Macau =p
The city
The Harbour
The people live
I only knew there’s a place by the name Zhu Hai (literally translated from Mandarin as Pearl Sea) the moment I cross the border. This is how Zhu Hai look like from the border.
Streets on Zhu Hai are full of fair beautiful maidens. I was so worried ah…me sure lose hands down =p
‘Zhu Hai Yue Nui’ – the very touching love story about a girl who live in the sea fall in love with a fisherman. For they are deeply in love, ‘Yue Nui’ beg the Sea God Mother to be able to be together with the fisherman on land. Seeing the sincerity & pureness of their love, Sea God Mother gave ‘Yue Nui’ 10 pearls that must always be together. Any missing pearl will cost ‘Yue Nui’ her life.
However, jealous villagers who soon found out about a fisherman falling in love with ‘Yue Nui’ weren’t too happy. They villagers kept insisting that the fisherman should ask for a pearl from ‘Yue Nui’ to prove her love to him. They created many rumours about ‘Yue Nui’.
Fisherman blinded by rumours, requested for just a pearl from ‘Yue Nui’. She explained that she’ll need all 10 pearls in order to be with him. Fisherman under the influence of villagers was too disappointed with ‘Yue Nui’.
‘Yue Nui’ decided if 1 pearl is all fisherman want from her to prove her love, that’s what she’ll give him. Fisherman realised how true is ‘Yue Nui’ love for him but it was too late… really too late.
It was believe that someone sighted ‘Yue Nui’ offering pearls in the ‘Zhu Hai’ (Pearl Sea) and Fisherman went up the highest peak in Zhu Hai hoping to see ‘Yue Nui’ but he never saw her anymore.
‘Yue Nui’ monument is at the sea while Fisherman monument is on Zhu Hai highest peak. Some say it shows just how deep and how high is their love for each other.
Thursday, July 19, 2007
to all gemini babies...
This came a bit too late... I know
But isn't better late than never? :)
Gemini
The third sector of the zodiac, Gemini is all about intelligence and communication.
You're born under this sign and have a talent for and love of using your minds and expressing yourself fully.
As a Gemini, you are a bower bird, mentally, and take an interest in all sorts of different things. Anything that gets your mind ticking over will grab you.
You constantly try to challenge your mental abilities and will make extra efforts to understand anything you put your mind to.
You can’t understand why other people don’t feel the same way.
To you, this kind of stimulation is your life blood. Anyone who engages you in quick-witted and thoughtful banter will win your heart for sure.
Some great communicators are born under your sign — actresses Helen Hunt and Marilyn Monroe, for instance. Like them, you take interest in anything that requires a little brain power.
Reading and ferreting out information on the internet are a perfect way for you to unwind. Communication would have to be one of your favourite pastimes.
Taking up acting classes wouldn’t be a bad idea either, even if you don’t fancy yourself as an Emmy Award winner.
Meeting new people and sharing your thoughts and feelings with them is enough of a blast for you.
Not all Geminis have brains on the brain, though. Anna Kournikova, the tennis superstar, proves that — she puts her focus into physical exercise.
She is a superb tennis player which requires physical dexterity and mental agility as well. Gemini is also on the top of the list of achievers in sport. But the sport you get into will be one that requires a strategic and intellectual approach. If it doesn’t, it won’t sustain your interest.
Tennis, chess, golf and card games like bridge and canasta appeal to you.
If you could be accused of anything, it would be that you spread yourself too thinly, by being interested in too many things.
To some people, you seem superficial and flighty. It’s the ‘rolling stone gathering no moss’ thing — doing a bit of this and a bit of that and not getting deeply into any one thing.
You see it differently, of course. To you life is a smorgasbord, and you’re going to taste everything. Trying just one main course, so to speak, isn’t your thing.
Variety, diversity and experimentation are some of your key words. And you can always say, ‘At least I’ll never be boring!’
The fact that you take on so much also means you risk wearing yourself out and letting your vitality engine slow down. It is not easy for you to pace yourself, but if you can get your self-discipline working on this, you can achieve more than most. Make sure you have enough fuel in your gas tank to get you to where you want to go.
People always love your company — your adaptability makes you interesting. People are amazed at your versatility, at the way you manage to juggle so many different activities.
Is there anything you don’t try your hand at? They wonder.
Learning will always be one of your passions — you don’t believe there’s ever a good time to limit someone’s desire to improve their mind.You have a great love of the written as well as the spoken word, and will often put pen to paper — or hands to keyboard — to get your own thoughts down.
Sometimes this is just so you can work out what you think about a particular issue or event.
Lots of journalists, writers, and advisers are Geminis; their way with words is their best tool for making a lasting impression. You also have a strong connection to travel and short journeys. You’ll often feel restless, and your itchy feet will set you wandering.
These journeys may not be long, but there will be plenty of them — you’re always on the go. You are thirsty for new experiences, and even on short journeys or in transit, you’ll throw yourself into meeting new and unusual people.
You’re fascinated by psychology and the way human relationships work, so you will seek a life partner who is as into communication as you are. You will need this sort of person if you are to achieve emotional fulfilment.
You are the type of person friends and relatives turn to for advice on their love life. This has an upside for you too — it helps you understand what’s going on in your own life, romantically speaking.
Geminis seem to grow younger rather than older. Physically, you will maintain a youthful glow, and you will never lose your fun-loving liveliness. You’re really not into that 'growing old gracefully' thing.
Vitality and constant stimulation are what you are about. A peaceful old age is definitely not your cup of tea (even if you happen to be over 60).
But isn't better late than never? :)
Gemini
The third sector of the zodiac, Gemini is all about intelligence and communication.
You're born under this sign and have a talent for and love of using your minds and expressing yourself fully.
As a Gemini, you are a bower bird, mentally, and take an interest in all sorts of different things. Anything that gets your mind ticking over will grab you.
You constantly try to challenge your mental abilities and will make extra efforts to understand anything you put your mind to.
You can’t understand why other people don’t feel the same way.
To you, this kind of stimulation is your life blood. Anyone who engages you in quick-witted and thoughtful banter will win your heart for sure.
Some great communicators are born under your sign — actresses Helen Hunt and Marilyn Monroe, for instance. Like them, you take interest in anything that requires a little brain power.
Reading and ferreting out information on the internet are a perfect way for you to unwind. Communication would have to be one of your favourite pastimes.
Taking up acting classes wouldn’t be a bad idea either, even if you don’t fancy yourself as an Emmy Award winner.
Meeting new people and sharing your thoughts and feelings with them is enough of a blast for you.
Not all Geminis have brains on the brain, though. Anna Kournikova, the tennis superstar, proves that — she puts her focus into physical exercise.
She is a superb tennis player which requires physical dexterity and mental agility as well. Gemini is also on the top of the list of achievers in sport. But the sport you get into will be one that requires a strategic and intellectual approach. If it doesn’t, it won’t sustain your interest.
Tennis, chess, golf and card games like bridge and canasta appeal to you.
If you could be accused of anything, it would be that you spread yourself too thinly, by being interested in too many things.
To some people, you seem superficial and flighty. It’s the ‘rolling stone gathering no moss’ thing — doing a bit of this and a bit of that and not getting deeply into any one thing.
You see it differently, of course. To you life is a smorgasbord, and you’re going to taste everything. Trying just one main course, so to speak, isn’t your thing.
Variety, diversity and experimentation are some of your key words. And you can always say, ‘At least I’ll never be boring!’
The fact that you take on so much also means you risk wearing yourself out and letting your vitality engine slow down. It is not easy for you to pace yourself, but if you can get your self-discipline working on this, you can achieve more than most. Make sure you have enough fuel in your gas tank to get you to where you want to go.
People always love your company — your adaptability makes you interesting. People are amazed at your versatility, at the way you manage to juggle so many different activities.
Is there anything you don’t try your hand at? They wonder.
Learning will always be one of your passions — you don’t believe there’s ever a good time to limit someone’s desire to improve their mind.You have a great love of the written as well as the spoken word, and will often put pen to paper — or hands to keyboard — to get your own thoughts down.
Sometimes this is just so you can work out what you think about a particular issue or event.
Lots of journalists, writers, and advisers are Geminis; their way with words is their best tool for making a lasting impression. You also have a strong connection to travel and short journeys. You’ll often feel restless, and your itchy feet will set you wandering.
These journeys may not be long, but there will be plenty of them — you’re always on the go. You are thirsty for new experiences, and even on short journeys or in transit, you’ll throw yourself into meeting new and unusual people.
You’re fascinated by psychology and the way human relationships work, so you will seek a life partner who is as into communication as you are. You will need this sort of person if you are to achieve emotional fulfilment.
You are the type of person friends and relatives turn to for advice on their love life. This has an upside for you too — it helps you understand what’s going on in your own life, romantically speaking.
Geminis seem to grow younger rather than older. Physically, you will maintain a youthful glow, and you will never lose your fun-loving liveliness. You’re really not into that 'growing old gracefully' thing.
Vitality and constant stimulation are what you are about. A peaceful old age is definitely not your cup of tea (even if you happen to be over 60).
Saturday, July 14, 2007
Public Far East Property & Resorts Fund (PFEPRF)
Lately interesting funds are spouting in the unit trust environment.
Most fund managers have diversified into unchartered territories and undervalue potential sectors. We as investors are never lack of choices. It's more like how far we are willing to go to reap the benefits of these diversifications.
Riding with the wave, Public Mutual has launched 2 new funds recently namely
Public Far East Property & Resorts Fund ...Your access to property investments in Asia Pacific region
and not too long ago, Public China Select Fund .. extending our investment into Greater China
Public Far East Property & Resorts Fund
Fund Objective : Seeks to achieve capital growth over medium to long term period by investing in companies that are principally engaged in property investment and development, hotels & resorts development & investment and real estate investment trusts (REITs) in domestic & regional markets. The fund may also invest in companies which have significantly property or real estate assets.
Up to 80% of the fund’s Net Assets Value can be invested in selected regional markets which include Japan, Australia, Hong Kong, China, Singapore, Taiwan, Philippines, Thailand, New Zealand, Indonesia, South Korea and other approved markets.
Distribution policy : Annual income
Risk profile : moderate
Minimum initial investment : RM1000
Minimum additional investment : RM100
Offer period : 10 July - 30 July 2007 (1% discount on service charge)
NAV : RM0.25 per unit
Return as of 31/5/2007: (projected based on historical data)
Public Far East Property Index - 1 year: 46%, 3 years:93%
KLCI Index - 1 year: 45%, 3 years:66%
Projected : 70% invest in property & resort -> Capital growth
30% REIT -> Recurring income
some of the investment portfolios :
REITs (Real Estate Investment Trusts)
- Westfield Group - Australia
- Link Real Estate Investment Trust- Hkg
- Nippon Building Fund - Japan
Resorts
- Genting - M'sia
- Resort - M'sia
- Genting International
- Shangrila Asia Limited - Hkg
- Melco International Development - Hkg
- HongKong & Shanghai Hotel, Resort - Hkg
- City developmet Limited - S'pore
Property
- Cheung Kong (Holding) - Hkg
- Sun Hung Kai Property - Hkg
- Capital Land - S'pore
- Keppel Land - S'pore
- City Development - S'pore
- SP setia - M'sia
- IGB - M'sia
- KLCC - M'sia
- Land Lease Corp Ltd - Australia- Mitsubishi Estate - Japan
- Mitsui Fudosan - Japan
* suitable for investors who would like to receive annual income and achieve capital growth over medium to long term period*
for more info, click here or leave a comment =)
Most fund managers have diversified into unchartered territories and undervalue potential sectors. We as investors are never lack of choices. It's more like how far we are willing to go to reap the benefits of these diversifications.
Riding with the wave, Public Mutual has launched 2 new funds recently namely
Public Far East Property & Resorts Fund ...Your access to property investments in Asia Pacific region
and not too long ago, Public China Select Fund .. extending our investment into Greater China
Public Far East Property & Resorts Fund
Fund Objective : Seeks to achieve capital growth over medium to long term period by investing in companies that are principally engaged in property investment and development, hotels & resorts development & investment and real estate investment trusts (REITs) in domestic & regional markets. The fund may also invest in companies which have significantly property or real estate assets.
Up to 80% of the fund’s Net Assets Value can be invested in selected regional markets which include Japan, Australia, Hong Kong, China, Singapore, Taiwan, Philippines, Thailand, New Zealand, Indonesia, South Korea and other approved markets.
Distribution policy : Annual income
Risk profile : moderate
Minimum initial investment : RM1000
Minimum additional investment : RM100
Offer period : 10 July - 30 July 2007 (1% discount on service charge)
NAV : RM0.25 per unit
Return as of 31/5/2007: (projected based on historical data)
Public Far East Property Index - 1 year: 46%, 3 years:93%
KLCI Index - 1 year: 45%, 3 years:66%
Projected : 70% invest in property & resort -> Capital growth
30% REIT -> Recurring income
some of the investment portfolios :
REITs (Real Estate Investment Trusts)
- Westfield Group - Australia
- Link Real Estate Investment Trust- Hkg
- Nippon Building Fund - Japan
Resorts
- Genting - M'sia
- Resort - M'sia
- Genting International
- Shangrila Asia Limited - Hkg
- Melco International Development - Hkg
- HongKong & Shanghai Hotel, Resort - Hkg
- City developmet Limited - S'pore
Property
- Cheung Kong (Holding) - Hkg
- Sun Hung Kai Property - Hkg
- Capital Land - S'pore
- Keppel Land - S'pore
- City Development - S'pore
- SP setia - M'sia
- IGB - M'sia
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- Land Lease Corp Ltd - Australia- Mitsubishi Estate - Japan
- Mitsui Fudosan - Japan
* suitable for investors who would like to receive annual income and achieve capital growth over medium to long term period*
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Saturday, July 07, 2007
old off to new off
06/07/07 - 12.30pm : existing office. Something are packed already or else it will not look like these. Lady in red is my boss.
06/07/07 - 4.15pm : my existing workstation after everything goes into the dustbin & boxes. Knowing that I will get a clean new table at the new office, so it's only fair that I leave my place as clean as new for the person who's going to take over my place. 
06/07/07 - 3.30pm : these are the plants I have in my office. Our section has been well known for being the 'Nursery' of our floor... you know lah who to thanks for for popularising the culture of nurturing plants =p see above (pic 1) another batch of plants to be transported =p hehe
06/07/07 : In our effort to help save the world we live in, papers are being shredded and sold to 'paper recycler'. Actually ho, that is the secondary reason, the primary reason is that we want to use the collected money to eat at 8-course dinner at Maju Palace Restaurant =D terrible leh
06/07/07 : hehe.. my 'personal items' & 'foods n groceries' from office saying hello.
06/07/07 : hehe..more of them saying hallo. They are all excited to move to their new place. They are the star of the day...everyone who sees them pointed to them and laughed =D
06/07/07 : I realised that packing needs alot of skills, energy & time... especially when come to not keeping things that we do not need (in other word, hoarding).
06/07/07 - 4.30pm : Once sealed, smileys can no longer jump around anymore. They are waiting to be transported in a BIG BIG lorry to new home =D
06/07/07 - 5.05pm : This is where I'll be sitting ... wonderful view ... the river and most importantly... LOTS of sunshine for all my plants. They will 'fai go cheung dai' happy =D
06/07/07 - 5.10pm : view of new office..when the sun is still shining bright.
06/07/07 : oops... sorry for the mixed up, I was told this is my place lah... malunya =p got 'KELUAR' sign view and LOTS of fluorescent lights shine. Still my plants will 'fai go cheung dai' =)
06/07/07 - 5.40pm : Got NBTD while waiting for smileys to arrive, we have our photos taken. I'm glad I have good support both LM on my right & June on my left.
07/07/07 - 10.30pm : auspicious day. Wanted to reach office at 07:07:07am too, but didn't managed to make it as we went for roti telor breakfast =D kekeke....
07/07/07 : some of the things that makes me comfortable (n allows me to sleep) in the office =)LM, June & me are implementing a 'clean table policy' and 'biological clock policy' meaning we shall leave office when the central aircond is off at 6pm as our body may not be able to adapt to the new temperature.
Thanks to all who has helped us with the 'moving' =)
Claim your pizza from us at 1pm on 09/07/07. Counter 8 is open for 15 minutes. While stock last =)
Friday, July 06, 2007
someone
Oprah Winfrey : Every one of us gets through the tough times because somebody is there, standing in the gap to close it for us.
Thursday, July 05, 2007
pay faster, pay lesser
Starting July 1, BNM announced that credit card holders who pay bills promptly – either in full or the minimum amount, for 12 consecutive month – will enjoy a reduced interest rate of 15% from 18% per year.
Those who pay at least minimum repayment due to promptly for at least 10 out of 12 month cycle will be charged a maximum interest rate of 17% p.a.
Defaulters will be charged the current interest rate of 18%p.a.
As a deterrent, if you missed a month payment, you’ll be charged 1% of the total outstanding balance or RM10 whichever is higher. The previous rate was 1% of the minimum repayment or RM5 whichever is higher.
Source : The Star (Sunday 1/7/07)
Those who pay at least minimum repayment due to promptly for at least 10 out of 12 month cycle will be charged a maximum interest rate of 17% p.a.
Defaulters will be charged the current interest rate of 18%p.a.
As a deterrent, if you missed a month payment, you’ll be charged 1% of the total outstanding balance or RM10 whichever is higher. The previous rate was 1% of the minimum repayment or RM5 whichever is higher.
Source : The Star (Sunday 1/7/07)
Tuesday, July 03, 2007
3rd anniversary
picture source : www.corbis.comToday mark the 3rd anniversary of this blog..
Knowing how forgetful I can be ... this blog at many times reminded me of pages of my life.
It helps to keep my mind occupy at times when I needed to prevent my mind from negative thoughts.
Maintaining and updating a blog is not difficult but neither is it easy... somehow I'm just glad I didn't stop nurturing this now 3 year-old blog.
and thanks alot to you (yes, YOU) for coming by. It may be what keeps me going.
Hopefully, I'll still be updating anniversaries upon anniversaries ....
I do not mind looking back at the silly things that 'mama' do or 'grandma' do with my kiddies and grandkiddies. Cause that's when I can tell them "yalor, that's why don't be so silly like mama / grandma. I'm sure you can do better right? "
Monday, July 02, 2007
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