time of the year again .... for giving & forgiving
for giving 'happiness' to others
forgiving myself for having such a high credit card bill ;P hehe
end of the year and beginning of the year expenditure is the highest
... the festive seasons la ... the family holidays la ... some more the mega sales leh... aiyo
last but not least ... the bigger appetite lo .. hehe
I know .. I know what they say about 'delayed gratification' ... =)
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